Welcome to CAREA's New Website

The Colorado Association of Real Estate Appraisers (CAREA) is a professional organization formed in April 1990. It is comprised of both residential and commercial real estate appraisers licensed by the State of Colorado, as well as others interested in promoting our profession. We are based in Colorado Springs, and serve the entire state.

Who We Are and What We Do...

CAREA aims to provide appraisers with an organization that provides regionally relevant continuing education opportunities, opportunities to exchange ideas and information with peers in an informal setting, opportunities to associate with appraisers having expertise in a variety of property types or geographical areas, and opportunities for other professionals to become acquainted with working appraisers. 

Upcoming Events

  • Nothing currently scheduled...check back soon.

Bryant Vayhinger representing CAREA at NAA's recent board of directors meeting in Las Vegas.


Become a member and you can enjoy benefits including:

CCA End of Session Report

Our team, as part of the CCA, had a very busy 2024 legislative session! We were unsuccessful with our first ever attempt at running a bill in the Colorado legislature. We are determined to make use of everything we learned through this session to be back next year stronger and better. 

We have an effort to crowd fund some of the initiative for 2025 with voluntary donations from members and friends.  If you wish to contribute ANY amount just text  CCA2025  to 53555 and follow the prompts.

Click here for a copy of the report.

Want to Become an Appraiser?

Useful information can be found here:

Real Estate Appraiser Qualifying Education and Examination Requirements

We also put together a file with some tips on how to find a mentor/trainer: how to find an appraisal trainer-mentor.pdf

Have you heard about PAREA?  Log on to The Appraisal Foundation's website to get updated information on the program.


Link to Facebook 
Group Site

The Colorado Association of Real Estate Appraisers (CAREA) has a Facebook Group page for members only with discussions, announcements and occasional events.

  • April 03, 2020 2:35 PM | Dorit White (Administrator)

    We received an email from Angelina, HR specialist at CDOT about a job opening.



    This position works for the Right of Way Unit in Region 1 and will provide appraisal and

    appraisal review services in support of CDOT projects as well as projects implemented by

    other governmental agencies.  The Appraiser II position will serve as an advisor and

    designated expert for the Region office in property appraisal, including performing

    appraisals, performing review appraisals, contracting for appraisal services, and providing

    valuation support for appraisal waivers.


    Major duties and responsibilities include, but are not limited to:


     Perform appraisals and prepare appraisal reports to be used for the acquisition of

    real estate interests This, under the exercise of the power of eminent domain,

    required for transportation related projects;

     Perform appraisals and prepare appraisal reports to be used for the sale, exchange

    or lease of CDOT owned properties;

     Initiate in-depth research studies by collecting, verifying, and reporting data deemed

    necessary for the valuation of subject properties;

     Perform highest and best use analyses for all valuation assignments which form the

    basis for selection of comparable properties in the cost, sales comparison and income

    approaches to value;

     Physically inspect and analyze all appraisal projects including rural, agricultural,

    mountain, suburban, industrial, publicly-owned, and commercial properties;

    Appraisal review services

     Review all submitted property owner appraisals for proposed project acquisitions and

    all Local Public Agency submitted appraisals, completing and signing fair market

    value and appraisal review reports;

     Monitor documents for compliance with CDOT, State of Colorado and Federal

    requirements, including physical inspection of projects;

     Produce written reports describing the reviewer's conclusions regarding the appraisal

    report's level of adequacy of the appraisal process, the reasonableness of the

    conclusions reached, and the compliance levels required;

    Appraisal Consultant Management

     Employ methods, rules, regulations, and negotiation techniques to secure required

    appraisal services with independent fee appraisal contractors in compliance with

    Procurement Department requirements;

     Coordinate with CDOT purchasing unit to create and finalize all contracting


     Negotiate final fees for contract appraisals on projects;

     Complete consultant evaluation forms for contract appraisal services;

     Appraisal advise and support for the Regional offices and internal and external


    Regional expert on appraisal and appraisal review functions, quality assurance,

    training, developing and coordinating policy and procedures with Region


     Serve as consultant and adviser to the Region office providing input to resolve

    question relative to property valuation issues;

     Review, evaluate and participate in determining the scope, correctness and

    thoroughness of project appraisal issues; 

     Attend Scoping, Field Inspection Review, Final Office Review and Right-of-Way Plan

    Review meetings with engineers and other specialty units;

     Other job duties as assigned. 

    Work Environment:

     Primarily 8:00 am – 5:00 pm work hours, Monday-Friday

     Approximately 20% spent in the field, 80% spent in the office

     Travel required during work hours throughout Metro Denver/Front Range

     Occasional overnight travel 1-3 times a year throughout Colorado

     Required to operate CDOT vehicles

     Willing and able to work in all areas of Region 1, compromising of metro, rural, and

    mountain terrains, including climbing to some areas

     Required to work near heavy traffic areas


    LOCATION: Denver Metro, Colorado


    PRIMARY PHYSICAL WORK ADDRESS: 2829 W. Howard Pl., Denver, CO 80204


    SALARY: $5,322.00 - $7,790.00 Monthly

    CLOSES: April 10, 2020

    Please click on the link below with more information on how to apply for this position:


  • March 23, 2020 10:52 AM | Jeff Whaley (Administrator)

    You can follow the link to Fannie Maes page with the most recent guidance..  

    Stay safe ! 


  • March 17, 2020 10:10 AM | Dorit White (Administrator)

    Good Morning Everyone! 

    As a precautionary measure to help slow the spread of COVID-19, the below News Release from the El Paso County Public Information Office went out yesterday letting our customers know that some offices located at the Citizens Service Center will be closed from Tuesday, March 17th @ 5pm and reopen on Monday, April 6th @ 8am. 

    I wanted to share with each of you that the Assessor’s Office will continue to provide services to our customers, but it is prudent to limit public access to the Citizens Service Center and the Assessor’s Office at this time.

    I and several of my staff will be working remotely answering the concerns and needs through email, and will also be forwarding on requested property sketches. 

    Many requests can be answered through the Assessor’s website at https://assessor.elpasoco.com, and could also email ASRWeb@elpasoco.com, which will be answered as soon as possible. 

    In addition, please share my direct email and cell # to call or text.  My direct contact information is 719-502-1534 (cell), or can be emailed at steveschleiker@elpasoco.com

    Thank you very much for your understanding. 


  • March 16, 2020 9:55 AM | Dorit White (Administrator)

    Based on the most recent available information from the CDC, and the input from our members who responded to our last email the CAREA meeting for March 18 is cancelled. 

    We will be exploring ways that we can make up the CE credits later in the year once the current situation calms. 

    Thank you all for your understanding and your input into our best course of action.

  • January 16, 2020 11:25 AM | Michael Carroll

    Currently seeking Certified Residential (or Certified General who wish to complete residential assignments) in El Paso County for additional workload from new client. Employee/Contractor basis. Contact MJ Carroll of Accurity Front Range at 720-262-5249 or mjcarroll@accurity.com. Limited spaces available

  • December 11, 2019 2:51 PM | Dorit White (Administrator)

    Good Morning!

    Our office is currently looking to add one additional arbitrator to our list of qualified persons who shall act as arbitrators of property valuation disputes. I am reaching out to your office to see if you know of a licensed appraiser who might be interested in this.  If so, please have the individual(s) contact me at the phone number, and or email address listed below.

    Thank you!

    Terra Bamford

    Legal Assistant , County Attorney


    4430 South Adams County Parkway, Suite C3000

    Brighton, CO 80601-8214

    O: 720.523.6882

    TBamford@adcogov.org  | www.adcogov.org

  • November 21, 2019 11:06 AM | Jeff Whaley (Administrator)


    Veterans Benefits Administration Circular 26-19-31

    Department of Veterans Affairs November 15, 2019

    Washington, DC 20420

    Assisted Appraisal Processing Program (AAPP)

    1. Purpose. To implement Section 7 of Public Law 116-23, Blue Water Navy Vietnam Veterans Act of 2019 (the Act). This section authorizes the Department of Veterans Affairs’ (VA) Secretary to issue guidance explaining the conditions under which VA permits VA fee panel appraisers to rely on information provided by another person when making appraisals for VA’s home loan guaranty program.

    2. Background. The Act, in relevant part, amends 38 U.S.C. § 3731, the statute under which VA conducts its fee panel appraisal program. Specifically, the Act creates a new subsection (b)(3), which states “[t]he Secretary shall permit an appraiser on a list developed and maintained under subsection (a)(3) to make an appraisal for the purposes of this chapter based solely on information gathered by a person with whom the appraiser has entered into an agreement for such services.”

    a. Effective Date. The Act applies with respect to an appraisal report prepared under section 3731(b)(3), on or after January 1, 2020. Consistent with the Act, VA will not begin accepting an appraisal, as described below, until on or after January 1, 2020.

    b. Implementation. The Act authorizes the Secretary to issue implementing guidance before prescribing new regulations. VA views this legislation as a unique opportunity to lead the industry in developing an appraisal program that enables VA to better serve Veterans in rural areas and/or reduce overall appraisal turn times while also encouraging more individuals to join the appraisal profession. VA is also sensitive, however, that these goals must be balanced with a number of overarching programmatic objectives:

    (1) No person or property is harmed in the collection of information needed for an appraisal under AAPP;

    (2) Appraisals and valuations are of the highest quality, protecting the integrity of Veterans’ home loan benefits delivery;

    (3) VA fee panel appraisers and appraisal reports comply with all applicable Uniformed Standards of Professional Appraisal Practice (USPAP) and VA regulations and policies, as well as any other federal, state, or local requirements; and

    (4) VA has oversight in place to identify VA appraisers utilizing the AAPP process, and those appraisal reports will be monitored and reviewed.

    3. Action. Effective January 1, 2020, VA fee panel appraisers may utilize the AAPP process. Under AAPP, the appraisal report may be completed based solely on information gathered by a person with whom the VA fee panel appraiser has entered into an agreement for such services. It is important to note that VA does not require a VA fee panel appraiser to participate in the AAPP process; such decision is solely at the discretion of the VA fee panel appraiser. A VA fee panel appraiser participating in the AAPP process must continue to follow

    Circular 26-19-31 November 15, 2019


    all applicable VA statutes, regulations, and policies, as well as the policies and procedures outlined in this Circular.

    a. Definitions. For purposes of this Circular, the following definitions apply:

    (1) Appraisal means an appraisal report authorized under 38 U.S.C. 3731 that complies with USPAP and

    (a) That is “non-complex,”

    (b) Where the sales price or value is below 1 million dollars, and

    (c) That is not for a new construction property.

    (2) Information means any information that conforms to the standards of USPAP, is necessary to determine reasonable value as defined in 38 CFR 36.4301, and upon which federal housing entities (including VA), prudent lending institutions, informed buyers, and attorneys, generally, in the community in which the property is situated, would rely.

    (3) A person is an individual who may perform appraisal-related work in compliance with VA policies, USPAP, state, and local laws. This could include, for example, another VA fee panel appraiser licensed in that jurisdiction, a non-VA fee panel appraiser licensed in that jurisdiction, or an appraisal trainee/apprentice registered or otherwise authorized to provide valuations in that jurisdiction. Additionally, the individual must demonstrate to the VA fee panel appraiser that the individual has the ethical and moral character that would not jeopardize the safety of the property or its occupants. Under no circumstances may an individual who is, or has any background as, a registered sex offender qualify under this definition. Evidence to support the ethical and moral character may include, but is not limited to, a criminal and/or financial background check or proof of employment in an industry that requires regular background checks.

    (a) To be a person acting in the capacity as an agent of the assigned VA appraiser, the person must be otherwise permitted to sign an appraisal report as “Appraiser” on any of the approved VA forms. This person must understand the certifications, and ramifications thereof, that they will be signing. Such person must also be knowledgeable of all VA requirements and Minimum Property Requirements (MPRs). While acting as an agent of the VA appraiser it is imperative that such person not intentionally or unintentionally mislead any Veteran, real estate agent, lender, or homeowner into believing that he or she is the VA fee panel appraiser assigned to the case.

    (4) Agreement means a written legal agreement that is legally binding in the jurisdiction(s) in which the person will provide the agreed-upon services. Examples include, but are not limited to, a signed contract or evidence that the person is an employee or agent of the VA fee panel appraiser (i.e., state-registered trainee).

    b. Appraisal Order. Lenders will be required to indicate whether the VA appraisal can be prepared under AAPP.

    November 15, 2019 Circular 26-19-31


    (1) If a lender indicates that AAPP may not be used, the VA fee panel appraiser must not allow another individual to conduct a site visit without the VA fee panel appraiser present.

    (2) If a lender indicates that AAPP may be used, the VA fee panel appraiser must comply with the requirements outlined in this Circular. Additionally, the assigned VA fee panel appraiser must put the name of the individual who will be performing the site visit and reviewing comparable sales in the Notes section. Finally, the assigned VA fee panel appraiser must indicate by checking the appropriate box in the VA Web Hub that the appraisal report was prepared under AAPP.

    c. VA Fee Panel Appraiser Requirements. As noted above, a VA fee panel appraiser participating in AAPP must continue to follow all applicable VA statute, regulations, and policies, as well as the policies and procedures outlined in this Circular. It is also important to note that any person with whom the VA fee panel appraiser enters into an agreement is acting in the capacity of an agent for the VA fee panel appraiser. In all cases where the VA fee panel appraiser relies on another person for information, the VA fee panel appraiser is ultimately responsible for the character and behavior of that person while that person is conducting business for a VA assignment. In addition to all applicable statutes, regulations, and policies, the VA fee panel appraiser must:

    (1) Maintain an Errors & Omission insurance policy in an amount that is reasonable and customary for the appraisal jurisdiction during the period that the VA fee panel appraiser participates in AAPP.

    (2) Upon VA’s request, provide VA with relevant documents relating to a person who will provide or has provided to the VA fee panel appraiser appraisal-related information under AAPP. This includes, for example, a copy of the agreement and all evidence the VA fee panel appraiser relied upon in determining that such person met the ethical and moral character requirement.

    (3) Ensure that the person who provides to the VA fee panel appraiser information under AAPP signs or has signed the appraisal report in the “Appraiser” section of the left side of the appraisal report. The VA fee panel appraiser must sign the appraisal report as the “Supervisory Appraiser.” Further, the VA fee panel appraiser must provide a written statement of certification within the appraisal report that contains the following language:

    “I participated in VA’s Assisted Appraisal Processing Program to complete this appraisal report. The final opinion of value for the subject property is based upon my supervisory status and analysis of all available information. The person who provided information to me to assist in the opinion of value is: Full name (First/Middle/Last), license number, date of expiration, state of issuance of the person. I take full responsibility for any errors in and/or omissions from this appraisal report.”

    (4) Pay all fees charged by a person who provides a VA fee panel appraiser with information under AAPP.

    Circular 26-19-31 November 15, 2019


    (5) Remain fully responsible for all loss, damage, or other harm caused by the person whom they are in agreement with. The person providing information to the VA fee panel appraiser is to acknowledge in the report that he or she is knowledgeable in all VA requirements for Minimum Property Requirements (MPRs). By participating in AAPP, the VA fee panel appraiser also acknowledges that the VA fee panel appraiser remains responsible for ensuring against significant violations of USPAP; VA statutes, regulations, or policies; or any other federal, state, or local requirements. If such a violation does occur, either by the VA fee panel appraiser or the person providing information under AAPP, and results in any loss, damage, or other harm, the VA fee panel appraiser may be at risk of a substantive finding, reduction of work assignments, suspension from the program, or removal from the VA appraisal panel upon a review and conclusions of VA.

    (6) Note in the VA systems, before a scheduled site visit takes place, that a person other than the VA fee panel appraiser will be conducting such site visit. The VA fee panel appraiser must communicate to the point of contact (i.e., real estate agent, Veteran, etc.) who is conducting the site visit and that such person is working with and on behalf of the VA fee panel appraiser.

    (7) The VA fee panel appraiser is required to make all site visits on complex properties, homes equal to or greater than 1 million dollars in sales price or value, and new construction properties.

    (8) To reduce risk of the program and to ensure quality, VA may limit the VA fee panel appraiser on quantity of weekly appraisal assignments or on geographical areas covered. Each VA Regional Loan Center will determine the limitations within its own jurisdiction, based on VA need, complaints related to a VA fee panel appraiser, or a person that the VA fee panel appraiser relies upon for information, and other issues that could adversely affect Veterans, the Government, or individuals who are indirectly affected by AAPP (e.g., a homeowner who is in a contract to sell a home to a Veteran).

    (9) The VA fee panel appraiser and anyone providing the VA fee panel appraiser with information under AAPP is required to understand and follow guidance from USPAP Advisory Opinions (AO), with particular attention to AO 2, 21, and 31.

    d. Prior Approval. VA does not intend at this time to establish an approval process specific to individuals who provide information under AAPP. VA also does not at this time intend to maintain specific lists of individuals who provide information under AAPP, other than what is annotated in WebLGY notes in accordance with the procedures outlined in this Circular.

    e. Tidewater Value Cases and Reconsideration of Value Cases. In instances that Tidewater may apply, the assigned VA fee panel appraiser may only contact the lender to invoke Tidewater if he/she has performed the site visit of the subject property and verified the condition of the property. If the assigned VA fee panel appraiser did not conduct the site visit, the VA fee panel appraiser must make a site visit to the subject property at no additional fee to the lender or Veteran. VA fee panel appraisers utilizing the AAPP process must continue to adhere to VA’s timeliness policy.

    November 15, 2019 Circular 26-19-31


    4. Rescission: This Circular is rescinded December 31, 2021.

    By Direction of the Under Secretary for Benefits

    Jeffrey F. London

    Director, Loan Guaranty Service

    Distribution: CO: RPC 2022

    SS (26A1) FLD: VBAFS, 1 each (Reproduce and distribute based on RPC 2022)

  • October 23, 2019 2:14 PM | Dorit White (Administrator)

    FHA Appraisal Training – Denver, CO


    Wednesday, November 6, 2019, 8:30 AM to 4:30 PM (Mountain)
    Check-in begins 30 minutes before the start of the session.

    Event Location:
    Department of Housing and Urban Development

    1670 Broadway
    Dakota Room – 23rd Floor
    Denver, CO 80202

    Jurisdictional Host: Denver Homeownership Center

    Registration Link: http://www.hud.gov/emarc/index.cfm?fuseaction=emar.registerEvent&eventId=3739&update=N


    Description: This free, on-site training will cover FHA appraisal requirements, including appraisal protocol and updates to FHA appraisal policy as outlined in FHA’s Single Family Housing Policy Handbook 4000.1. This training also takes an in-depth look at a variety of appraisal-related topics, including: property acceptability criteria; minimum property requirements; property defects; appraiser responsibilities and requirements; and much more.

    Audience: This training is intended primarily for appraisers; however, other industry professionals — including underwriters and processors — may also benefit from attending.

    Special Instructions: Advance registration is required by November 4, 2019; seating is limited and is available on a first-come, first-served basis. Priority will be given to appraisers. Registrants must include their email address.

    This training is being held in a government building. Attendees must show valid government-issued identification (e.g., driver’s license) at the 25th floor guard station for course admission.

    For additional information, contact Debbie Byers at: deborah.a.byers@hud.gov or (800) 225-5342.

  • August 06, 2019 9:06 AM | Dorit White (Administrator)

    Renee Young with RE/MAX is looking for an appraiser for a potential listing in Pueblo. It is on 35 Acres and custom build. It is difficult to comp out because of its unique location, acreage and home itself. Verde Valley Ranch Area, Pueblo CO 81004.

    Please contact Renee at 530-945-8310 or renee@militaryhomesearch.com

  • May 23, 2019 12:13 PM | Dorit White (Administrator)

    Please see the attached PDF for information about a new idea on how to qualify people wanting to become appraisers without the traditional mentor/trainee system, which is not working well because few certified appraisers are willing to take on trainees. 

    AQB Discussion Draft March 2019 FINAL.pdf

    All interested parties are encouraged to comment in writing to the AQB before June 1, 2019. The AQB will also accept verbal comments at its public meeting in Denver, Colorado on Friday, May 3, 2019. Respondents should be assured that each member of the AQB will thoroughly read and consider all comments.Written comments on this discussion draft can be submitted by mail and email.Mail:Appraiser Qualifications Board
    The Appraisal Foundation
    1155 15th Street, NW, Suite 1111
    Washington, DC 20005

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